I take good care of myself, eat right and don’t have a family history of catastrophic illness, do I really need Critical Illness Insurance?
The simple answer is, everybody needs Critical Illness coverage. No one is immune to a catastrophic illness. Famed runner Jim Fixx didn’t even know he had coronary artery disease before he died of a massive heart attack while out for his morning jog. Our fitness doesn’t determine our genetic make-up.
No one plans to ever suffer from a catastrophic illness, but in the event something like a heart attack, stroke or cancer should happen, now days people are more apt to survive. As of late, I’ve been taking better care of myself, too. I’ve lost a lot of weight, eat better and exercise, and do the things my doctors tell me to. I also look for ways to take better care of my financial future, because if something from my past should come back to haunt me, like those days of eating indiscriminately and overindulging, I don’t want to worry. Critical Illness Insurance can’t clear away the wreckage of the past, but it can help eliminate the fear of financial insecurity should something happen. I am taking the right steps today to make sure I am healthy in the future, but that includes freedom from worry over my financial health, too.
Knowing that catastrophic illness can happen to anyone is a reality no one can afford to ignore. Having the peace of mind that a Critical Illness policy offers is priceless. If something does happen, the policy pays out on diagnosis, so you get to choose the doctors and care, the bills get paid on time, and you don’t have to worry about lost income. With advances in medical care, the chances of surviving a catastrophic illness are greater than they were before. With coverage you have choices and time to heal. Without coverage, so many other people are left destitute – the statistics are staggering – 80 percent of bankruptcies in court today are because of medical expenses. A Critical Illness Policy would have prevented so many of those.
Call 800-564-3136 to speak with an agent about starting your Critical Illness Insurance Policy today.
