I’ve heard it said that the average emergency fund should be at least three months income, if not six. For most people saving the extra money is next to impossible. The mortgage, car payment, insurances and utilities eat up their paychecks and the idea of just saving for vacation is daunting. Bills aside, what if…
Sometimes it seems everyone I know has some kind of health issue. The thing is, if we all look around, we can look at our circle of friends and probably every third person either has had some kind of critical illness. My grandson’s maternal grandfather recently had a second heart attack and is waiting to…
Recently here, I mentioned a man who didn’t find out he was diabetic until he lost his foot to the disease. So often we are not prepared for the unexpected. Accidents, critical or chronic illnesses that leave people unable to provide for themselves or their families as they had in the past. There are solutions…
It was one of those phone calls no one wants to receive, but after receiving it, my sister-in-law sent out a group text that her step-son was in intensive care. He was on his way to work when he suddenly blacked out at the wheel. After a few days of tests, CT-Scans, blood work and…
A friend of mine has a good friend who has skyrocketing healthcare costs because of a catastrophic illness. She’s hosting fundraising events to help her out, but even those will only help so much. In the end, her friend will be left with tens of thousands of dollars in bills to be paid. The sad…
It was hard not to watch as they hugged and cried tears of joy. I sat across the isle in a restaurant drinking my coffee. They appeared to be sisters by resemblance, and were apparently just given a reprieve from what they had thought would be a final separation. I couldn’t help but overhear the…
“Mom, I got a call the other day from our insurance agent,” said my now 20-year old daughter. “She wanted to talk to me about life insurance, but I didn’t know what to tell her.” My bright young off-spring knows her father and I both carry life insurance policies and have paid premiums on…
Most people know about life insurance, and we all have to have health insurance, car insurance, home owners or renters insurance and all of that, but what about insuring your income? Many people don’t consider insuring income for those times when they have to take time off work because of an illness or injury and the sick or personal…