It was hard not to watch as they hugged and cried tears of joy. I sat across the isle in a restaurant drinking my coffee. They appeared to be sisters by resemblance, and were apparently just given a reprieve from what they had thought would be a final separation. I couldn’t help but overhear the one tell the other, “I can’t believe we were planning your funeral a year ago, and today you’re cancer free,” and they hugged again. The type of cancer didn’t matter, nor did the circumstances, what mattered was that the woman would survive.
More and more often people are surviving life threatening illnesses like cancers, strokes and heart attacks that not so long ago were a sure death sentence. Advances in medical treatments are giving more and more families similar conclusions to their cancer ordeals. It wasn’t all that long ago when a diagnosis of cancer was, pure and simple, a death sentence. Lately, though more and more people are not only surviving, they are returning to their lives.
The one thing many people don’t count on with illnesses like cancer, stroke and heart attack is the amount of time it takes to recover and the cost of treatments. When a life threatening or critical illness strikes a family, whether it is the income earner or a spouse who provides a second income; the time lost to doctor visits, and the co-pays for treatments can add up. At the same time you still have a mortgage, utilities, car payments and all of those other day-to-day bills to pay. By the time you get back on your feet, you can’t feel the floor for all of the bills that have piled up.
A Term Life – Critical Illness Coverage policy can help meet all those needs should an illness knock you off your feet. You don’t have to worry about where the income will come from because you get a lump sum payment upon diagnosis. The insurance coverage pays you over and above what your medical insurance pays, so you have the funds to use for whatever you need. The bills get paid, so when you’re ready to go back to work, you are not digging out from under, you’re where you should be; on solid ground.
Call an AC Financial Adviser at (800) 564-3136 to talk about adding a Term Life – Critical Illness policy to your portfolio. Critical illness can happen to anyone at any time.