What if you were diagnosed with cancer tomorrow? How would your life change? Now I know that things like cancer don’t happen to people like you and I. They only happen to celebrities like Christina Applegate, Lance Armstrong, Sheryl Crow, or my friend, Pam, who was diagnosed with breast cancer earlier this week. Cancer is not fun…
Planning on an activity filled summer this year? Full of active events like boating, camping, or even skydiving? You’ve got to make sure you have all the necessary essentials in order before you can play! Things like sunscreen, hiking shoes, and don’t forget to pack a lunch. Everything seems in order, however there’s something crucial that…
I’ve heard it said that the average emergency fund should be at least three months income, if not six. For most people saving the extra money is next to impossible. The mortgage, car payment, insurances and utilities eat up their paychecks and the idea of just saving for vacation is daunting. Bills aside, what if…
For most of my adult life I’ve managed bi-annual dental visits and made sure my children started seeing the dentist early as well. It wasn’t until I took my daughter for braces that I found out the real benefit of those twice yearly visits. In that visit to the orthodontist, he explained much more about…
“Can you take me to the emergency room? I fell and twisted my knee. I can’t walk on it, let alone drive.” When the call came, I was fortunate that I was able to help and took my friend to the ER. My friend was sent for x-rays and later for an MRI, physical therapy…
Fifteen years ago when my father-in-law had heart bypass surgery, I should have realized I was looking into a crystal ball. As my husband and I paced the waiting room, waited for the surgery to be over and then entered the cardiac intensive care unit afterward, the thought crossed my mind briefly that this…
Over the last decade the cost of a hospital stay has continued to rise, and there doesn’t seem to be any sign it will be slowing down soon. Depending on the hospital, length-of-stay and the illness you’re being treated for, you could be left with out-of-pocket costs that leave you with little or no savings.…
I’m not so sure I am sometimes. It doesn’t take an accident or illness to let me know that I am insurance poor quite often. The rising cost of healthcare and co-pays for procedures quite often leave me wondering. One thing I don’t want to be lacking in is Income Protection. Knowing that accidents happen and…
Most people know about life insurance, and we all have to have health insurance, car insurance, home owners or renters insurance and all of that, but what about insuring your income? Many people don’t consider insuring income for those times when they have to take time off work because of an illness or injury and the sick or personal…
Years ago, when I was younger and more care free, I didn’t worry so much about things like dental insurance. I took care of my teeth as best I could to avoid going to the dentist, so I didn’t need insurance or so I thought. I found out later how wrong I was when I…