Legacy, “a gift by will especially of money or other personal property” is the definition taken from Merriam-Webster’s online dictionary. Anything given to you by someone, who has marked you as beneficiary, after death. An article of clothing or a piece of jewelry. It could be a letter or land. However big or small, what…
Were you aware that you can get healthcare insurance outside of the ACA healthcare marketplace? One of the more popular routes people go through is an insurance agent or broker. Through them you can get assistance in finding the right plan to suits your needs, like short-term medical, accident, critical illness, or telemedicine. If going…
It seems as though the semesters run one into another and the bills just keep coming. Paying for college seems never to end. The good news is, since we have life insurance we don’t have to borrow a lot in student loans or pay high interest rates to a bank for parent loans. What does…
We get them every month; those statements that remind us that we’ve got student loans or had some other emergency that took a credit card to pay for. What I often forget is that I have a savings account of sorts, that I have been paying into for a number of years, building cash value…
Looking back on the years we raised our family, my husband’s company provided term life insurance that covered our kids. We always received those little mailers to start a new policy for each of them for a dollar, but I never did. We were probably pretty fortunate. So many of us never really think about…
I’m not so sure I am sometimes. It doesn’t take an accident or illness to let me know that I am insurance poor quite often. The rising cost of healthcare and co-pays for procedures quite often leave me wondering. One thing I don’t want to be lacking in is Income Protection. Knowing that accidents happen and…
Most people think of long term care as something they’ll need when they’re elderly, but there are other times when a long term care policy can be of benefit to even those of us several years this side of retirement. Long term care policies have benefits that provide for more than just the care you get…
“Mom, I got a call the other day from our insurance agent,” said my now 20-year old daughter. “She wanted to talk to me about life insurance, but I didn’t know what to tell her.” My bright young off-spring knows her father and I both carry life insurance policies and have paid premiums on…
When I bought my life insurance policy years ago, I wasn’t thinking I would use it as retirement income or even think of using it myself in life. The agent did say I could borrow against the cash value if I needed to for certain life events, but I always assumed my life insurance policy…
Most people know about life insurance, and we all have to have health insurance, car insurance, home owners or renters insurance and all of that, but what about insuring your income? Many people don’t consider insuring income for those times when they have to take time off work because of an illness or injury and the sick or personal…