Optional Riders on your Whole Life Policy provide peace of mind and a lasting legacy.
The call came that I’d been expecting. A friend who’d been battling cancer for three years passed last week. She was someone I counted on for advise. Despite her disabling disease, she stayed positive. The thing I knew about her was she left a lasting legacy for her friends and family. She had been through cancer with her late husband and had seen the good and the bad of it. I know she left more with me than she can imagine, but her family has much more than that. She left them a lifetime of loving memories, and the peace of mind to know her legacy will live on.
We can all do that for our families with Life Insurance. I know, the time to talk about life insurance is before someone passes, but it is important any time. My friend talked about making sure her family was cared for, especially since her husband passed away. She talked about the way they lived their lives so that their children didn’t have much to take care of especially when she was diagnosed with terminal cancer. Her life insurance policy had an optional Critical Illness Rider that paid her a lump-sum benefit when she was diagnosed so she didn’t have to lose any income. She also had an Accelerated Benefits Rider so when she needed skilled nursing care near the end, she could get the help she needed.
Whole Life Insurance is a versatile form of insurance that lets you choose optional riders to meet your needs. When you sit down with your AC Financial Adviser to talk about your Whole Life policy, you can choose from several riders that provide you income protection. There are riders that provide for you in case you become disabled, and allow you to purchase additional insurance regardless of age or health. You can also provide for your minor children on your policy, by purchasing an optional children’s term life policy.
I am going to miss my friend greatly, but she left me much. She left her family much more with the peace of mind and her whole life insurance. Call your AC Financial Adviser at (877) 435-2287 to protect your income and set up a lasting legacy for your family.
