As I drive the freeways of Michigan, the signs posted above are already letting me know the death toll for accidents this year alone is beginning to climb. It is a sign that life is short and very unpredictable. It is early March and already the average is over 50 people a month. What I wonder is about the families left behind? Who is caring for them, and do they have enough?
When we lose a loved one suddenly not only do we lose that person from our lives, and they leave a big hole, but if that person was the primary provider for the family, we can lose a whole lot more. It doesn’t take long before a life’s savings, a home, and everything is gone. A sure way to make sure our families are secure, especially in the unpredictable situations of life, is to have a life insurance policy to give them the peace of mind they need.
An affordable term life policy will protect your family should something happen to you, and your income suddenly disappear. You can give them the peace of mind of knowing that should something unexpected happen you will still be able to provide for them in their time of need.
A term life policy has a guaranteed death benefit, but also has benefits for you while you’re living. You can convert it to permanent life insurance, which accumulates cash value. As a permanent life insurance you have more flexibility and more options as well. This is insurance for a lifetime, not just for a term. There are a number of riders you can choose from, too, which make it an even better value for you and your family.
No one wants to think about the possibility of something happening to them, especially something so tragic as a traffic crash or other sudden death, but those signs on the freeway are reminders that tragedy happens all too often. Families just like mine are affected every day. I want my family to know that if I am gone they can go on.
Call an AC Financial Adviser to make sure your family has the peace of mind they need for life’s unpredictable moments (800) 564-3136.