All it took was a few hours in the emergency department, a chest x-ray and three days as an in-patient with IV antibiotics and steroids to blow my budget out of the water. The deductibles and co-pays for that trip to the hospital took nearly a year to pay off, and several times I received not so nice phone calls from people I didn’t want to hear from. When I should have been recovering from illness, I was making myself sick with worry about how I was going to pay my bills. All of that could have been avoided had I known I had available to me a Hospital Indemnity Insurance Policy.
Although I take care of myself and try to avoid trips to the hospital, things happen. When they do, I don’t want to be faced with a situation again where the bills keep me from being able to focus on the important things in life. Despite the Affordable Care Act, my healthcare coverage doesn’t meet all of my healthcare needs, and I still have co-pays and deductibles. With a Hospital Indemnity + Insurance Policy, I will have protection to cover those gaps.
Hospital Indemnity + Insurance is an optional policy you purchase along with your health insurance. No matter which of the four tiers of coverage you have for your healthcare, Gold, Silver, Bronze or Platinum, the Hospital Indemnity+ Insurance Policy works along with it to bridge the gaps in coverage. It pays a daily benefit for hospital stays with no deductibles, and it allows you to choose your doctor or hospital. The policy is guaranteed renewable until age 65. There are even riders that can be attached for additional benefits like outpatient treatments, surgical procedures, critical illness and wellness benefits.
Hospitalization for illness is one of the leading causes of bankruptcy in the United States. Following a critical illness, many people recover but are left strapped financially by the burden of the deductibles and co-payments. With a Hospital Indemnity Policy your income is protected and you get the peace of mind you need to recover.
Contact an AC Financial Adviser at 800 564-3196 to learn more about protecting your income with a Hospital Indemnity+ Policy.