Spring sports and DIY projects are prime time for accidents and injuries. Protect yourself and your family.
Outdoor sports are in full swing as the temperatures start to warm, at least for a few days at a time. It’s that time of year when spring sports like baseball, softball, track, soccer and lacrosse are an every night occurrence. When parents aren’t running to a sporting event they’re trying to get the yard cleaned up, the gutters and downspouts cleared of fall and winter debris, or repairing winter damage.
Any of these activities can lead to a trip to the emergency room because, as we all know, accidents happen. When we have kids playing sports, the chances of an injury or accident happening are higher than average. And, those do-it-yourself projects at home can also lead to slips, falls and broken bones. It usually isn’t a matter of if, but when an accident will happen. In our family, it was never at the most opportune time.
A friend’s son, on the same team as my son, slid into home plate and into the leg of the catcher. They both sustained injuries, but the catcher ended up in surgery to have his knee repaired. While our team lost the game that night, both teams lost in that the boys and their families bore the financial burden of those injuries. I don’t know what their situations were, but additional accident benefit coverage would have helped pay those bills.
For less than the cost of a cup of coffee a day, you can help meet your co-pays and deductible costs for unforeseen injuries and accidents that could deplete your savings. Not only that, but you can use the benefits to help pay for things your insurance may not cover or charges over and above your medical coverage. By adding an accident benefit policy to your existing medical coverage you get the peace of mind that you have cash benefits to use when you need them. You choose the doctor or hospital and there is no waiting period before you receive your benefits.
Accidents and injuries happen when you least expect them, and most often, when you can least afford them. With an additional accident benefit policy, you have the ability to protect the things you’ve spent a lifetime working for, while making sure your family gets the care they need.
Call your AC Financial Adviser at (877) 435-2283 and ask about an accident benefit coverage policy.