I’ve heard it said that the average emergency fund should be at least three months income, if not six. For most people saving the extra money is next to impossible. The mortgage, car payment, insurances and utilities eat up their paychecks and the idea of just saving for vacation is daunting. Bills aside, what if…
“Hey Mom – I saw this really sweet bike I want to buy. The bank will loan me the money and interest isn’t that high, only six years to pay off…” When I heard a friend’s son talking about that, I cringed. When my husband was thinking of retiring we had a similar conversation. My…
The call came that I’d been expecting. A friend who’d been battling cancer for three years passed last week. She was someone I counted on for advise. Despite her disabling disease, she stayed positive. The thing I knew about her was she left a lasting legacy for her friends and family. She had been through…
You’re just out of college, ready to start a family and you’re fairly healthy. You decided to purchase a 30-year term life insurance policy. By then, you’ll only be in your middle to late 50s. You’re still in the prime of your life. That term life insurance policy you bought and paid premiums on for…