For most of my adult life I’ve managed bi-annual dental visits and made sure my children started seeing the dentist early as well. It wasn’t until I took my daughter for braces that I found out the real benefit of those twice yearly visits. In that visit to the orthodontist, he explained much more about…
Most people plan to work until they can reasonably retire; then having saved a nice pension enjoy the fruits of their labors. No one plans to have to retire early because of a disability. In reality, 43 percent of people on long-term disability are injured or become ill without ever reaching retirement age. Most often…
“Can you take me to the emergency room? I fell and twisted my knee. I can’t walk on it, let alone drive.” When the call came, I was fortunate that I was able to help and took my friend to the ER. My friend was sent for x-rays and later for an MRI, physical therapy…
We get them every month; those statements that remind us that we’ve got student loans or had some other emergency that took a credit card to pay for. What I often forget is that I have a savings account of sorts, that I have been paying into for a number of years, building cash value…
Recently here, I mentioned a man who didn’t find out he was diabetic until he lost his foot to the disease. So often we are not prepared for the unexpected. Accidents, critical or chronic illnesses that leave people unable to provide for themselves or their families as they had in the past. There are solutions…