What if you could tailor your insurance policy so that at the end of a certain period of time you could get a refund of your premiums paid, tax free? Not just with certain life insurance policies, but with other policies, you can purchase Return of Premium Riders that allow you to take a refund…
New Year’s is just around the corner, and every year people tend to think about resolutions having to do with weight loss, fitness and other life changes. Instead of making a change that lasts only a few days or weeks, why not start looking at a change that can make a difference in your quality…
Fifteen years ago when my father-in-law had heart bypass surgery, I should have realized I was looking into a crystal ball. As my husband and I paced the waiting room, waited for the surgery to be over and then entered the cardiac intensive care unit afterward, the thought crossed my mind briefly that this…
When my children were little, in lieu of gifts at Christmas or birthday time, their grandparents invested in their future. When it came time for them to enroll in college the funds they’d invested in a life insurance policy had earned enough cash value to help get my children started on their way. Whole life…