Critical Illness

Critical Illness Insurance
Health coverage for you and your family.

Almost everyone knows someone who has experienced a critical illness of some kind – and survived.  Advancing medical technology is allowing many more people to survive critical illnesses that would have been fatal in the past.  Consider these facts:

• Between 1994 and 2004, the death reate declined approximately 31% for heart attacks and almost 24% for strokes.¹
• The possibility of surviving a critical illness before age 65 is almost twice as great as dying.²

Critical illness plans are designed to help you through the financial challenges associated with the survival of a critical illness, and can offer you other benefits such as traditional term life insurance coverage and return of premium in the event that you don’t need to utilize the plan’s benefits. The plan’s living benefits are paid directly to you. You choose how to spend the benefit at a time when you and your family may need extra cash the most.

Wouldn’t a check be better than a get well card?

Protect your family’s financial future with a critical illness plan, call us to learn more, or for a quick, no obligation quote now.

¹American Heart Association, Heart and Stroke Statistical Update, 2008.
²National Center for Health Statistics

Surebridge (underwritten by The Chesapeake Life Insurance Company®)

If you get sick or become injured, even with comprehensive medical insurance, you will likely face some medical or other unexpected expenses. SureBridge helps you navigate these twists and turns by paying cash benefits directly to you to help pay for anything you choose.

The IHC Group

The IHC Group is an organization of insurance carriers and marketing and administrative affiliates that has been providing life, health, disability, medical stop-loss and specialty insurance solutions to groups and individuals for over 30 years. Members of The IHC Group include Independence Holding Company (NYSE:IHC), American Independence Corp. (NASDAQ: AMIC), Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc. and Independence American Insurance Company. Each insurance carrier in The IHC Group has a financial strength rating of A- (Excellent) from A.M. Best Company, Inc.

AIG

American International Group, Inc. (AIG) is a leading international insurance organization serving customers in more than 100 countries and jurisdictions. AIG companies serve commercial, institutional, and individual customers through one of the most extensive worldwide property-casualty networks of any insurer. In addition, AIG companies are leading providers of life insurance and retirement services in the United States.

Assurity Life Insurance Company

Assurity Life Insurance Company’s origins are rooted in a 125-year legacy of providing long-term security to policyholders, earning generations of customers’ confidence and trust. Focused on serving the needs of Middle America, Assurity specializes in providing innovative protection-based financial solutions for every stage of life.