Sometimes it seems everyone I know has some kind of health issue. The thing is, if we all look around, we can look at our circle of friends and probably every third person either has had some kind of critical illness. My grandson’s maternal grandfather recently had a second heart attack and is waiting to be treated at one of the country’s top medical centers because of the nature of his illness, so you can only imagine the scope of the disease. His paychecks and his livelihood have come to a halt. Without some financial help his family will be at a huge loss.
What I have to wonder is whether or not my own family would be able to withstand such a loss. For years the answer I heard was, “that will never happen to me.” Until it happened to my in-laws, and I saw first hand the devastation not only to health, but to retirement savings that a heart attack and chronic illness can do. Then it was time to start looking at protecting our family’s income with Critical Illness Insurance. When both of my husband’s parents suffered heart attacks and underwent by-pass surgeries a few years apart, they were forced to retire young. Their retirement savings was used up quickly to pay the co-pays and deductibles for all of their cardiac care and rehabilitation. They worked a lifetime and ended up spending their retirement years living hand-to-mouth.
With critical illness insurance I don’t have to worry about what if, or when. I have the peace of mind to know that I’m covered should a heart attack, stroke or cancer happen. As odds go, I know better than to think it could never happen to me or my husband. Every day we see our friends and relatives diagnosed with critical illness. The problem isn’t always the illness, it’s the financial burden of recovery afterward. Critical illness insurance make assures me that I can still pay mortgage payments, car payments and pay for treatments if I am recovering and not working. My retirement savings stays were it belongs.
Recovery from a critical illness should not be made more stressful by adding the burden of losing your income. Call your AC Financial Adviser at 877-435-2283 to learn more.