Everyone knows that we recuperate better in our own homes. There are familiar sounds, smells and the people who come to visit or stay help us to heal when we aren’t feeling the stress of a cramped nursing or rehabilitation facility. That said, the cost of hiring a private duty caregiver can be prohibitive and the burden on the family is out of the question, so what is the answer?
With a long term care policy through AC Financial Group, you can have those options, and the burden on your family is minimal, too. Should you become one of the 7 in 10 Americans who face chronic illness each year and need long term care, without long term care insurance, inevitably you would end up in a nursing facility in a room with another patient, a small TV and some of your belongings. Then there are the unfamiliar surroundings, the noises and of course the food that wasn’t made with the same love and care that contribute to longer healing times, too.
With a long term care policy, you have a number of options, the best of which is the ability to stay home and receive personal care services. Whether you need personal assistance with activities of daily living like housekeeping, grocery shopping or meal preparation, or professional services like a registered nurse, home health aid or therapist, you have those options. Your policy also allows you to pay for a family member to receive training to be able to care for you if you choose.
There are many benefits to a long term care policy that allow you to continue living your life the way you choose – at home. If you need special equipment or modifications to your home, a long term care policy also provides for them. You may need a hospital-type bed, wheel-chair, or special ramp to enter and exit your home easily. And if you need more care, your policy provides for that, too.
Odds are that chronic illness will strike and when it does there really is no place like home when it comes to recovering your health. Call an AC Financial Adviser and ask about all of the other benefits of a long term care policy at (800) 564-3136.