Benefits of a Long Term Care Policy

Accident Benefits, Benefits, Cash Benefit, Choices, Life events, Long Term Care Insurance, Peace of mind, Respite Care Benefit, Return of Premium, Riders, Spouse Shared Benefit, Take control, Waiver of Premium

Most people think of long term care as something they’ll need when they’re elderly, but there are other times when a long term care policy can be of benefit to even those of us several years this side of retirement. Long term care policies have benefits that provide for more than just the care you get…

Which riders do I need?

Accident Benefits, Benefits, Cancer, Choices, Critical Illness, Disability Income Insurance, Heart Disease, Life events, Life Insurance, Living Benefit, Permanent Insurance, Premiums, Return of Premium, Riders, Waiver of Premium, Whole Life Insurance

“Mom, I got a call the other day from our insurance agent,” said my now 20-year old daughter. “She wanted to talk to me about life insurance, but I didn’t know what to tell her.”   My bright young off-spring knows her father and I both carry life insurance policies and have paid premiums on…