Fundraising to cover healthcare?

A friend of mine has a good friend who has skyrocketing healthcare costs because of a catastrophic illness. She’s hosting fundraising events to help her out, but even those will only help so much. In the end, her friend will be left with tens of thousands of dollars in bills to be paid. The sad…

Life threatening not life ending

It was hard not to watch as they hugged and cried tears of joy. I sat across the isle in a restaurant drinking my coffee. They appeared to be sisters by resemblance, and were apparently just given a reprieve from what they had thought would be a final separation. I couldn’t help but overhear the…

Which riders do I need?

“Mom, I got a call the other day from our insurance agent,” said my now 20-year old daughter. “She wanted to talk to me about life insurance, but I didn’t know what to tell her.”   My bright young off-spring knows her father and I both carry life insurance policies and have paid premiums on…

The coverage many never consider

Most people know about life insurance, and we all have to have health insurance, car insurance, home owners or renters insurance and all of that, but what about insuring your income? Many people don’t consider insuring income for those times when they have to take time off work because of an illness or injury and the sick or personal…

What are the chances?

“This whole insurance thing is just a way to separate me from my paycheck. The chances of me being disabled or having a critical illness are pretty slim, right?” There are a lot of people who think that way, but the answer isn’t a simple yes or no.  Critical illness can strike anyone as well.…