“I think I got a really good deal on my new car, but I’ll be paying on it for six years. I negotiated a great price though.” The difference between the really great price and the cost of the vehicle is where the difference lies. Most people look at a purchase and see the price…
A recent discussion with my own children helped me realize just how much I don’t need much more than I already have. I don’t need a new car just yet and I can make due with the furnishings I have until I save for something newer. To purchase something on a credit card or buy…
“It seems as though the harder I work the more I have to work to get ahead. At the same time I watch other friends and colleagues seem to be able to take vacations, retire early or enjoy life while I toil. How do they do that?” There is no way to compare one person’s…
“This whole insurance thing is just a way to separate me from my paycheck. The chances of me being disabled or having a critical illness are pretty slim, right?” There are a lot of people who think that way, but the answer isn’t a simple yes or no. Critical illness can strike anyone as well.…
When the doctor’s number flashes across the screen of the caller ID after I’ve had blood work or an exam is it time to panic or do I know that I’m going to be OK? On the one hand I am in pretty good health because I’ve taken precautions to eat better and take better…
“We’re a small company with only a handful of employees. We can’t afford to provide them benefits, but we’d like to offer them something. What can we do?” At Work Advantage is perfect for situations like yours. There is no cost to you as the employer, but the Voluntary Benefits provide a portfolio of insurances…
“Oh, but if we don’t talk about final expenses now, the kids could be strapped with bills later that will make their grief seem like a cake walk. We’d better talk about leaving something behind besides a mountain of debt.” The truth is many people are reluctant to talk about how much it will cost…
“I’m trying to decide whether to purchase Term Life or Whole Life and can’t make up my mind. What is the biggest difference?” The biggest difference is that a Whole Life policy actually earns you money over the life of the policy. Term Life won’t. When my parents had me and my siblings purchase Whole…
When my father-in-law was diagnosed with Type 2 diabetes over 40 years ago he expected to live to be about 55-years old. He resigned himself to the fact that, like his father he’d be blind and lose his limbs to the disease, and it would take him at a young age. Thanks to advances in…
Not exactly. Term Life Insurance is designed to provide for your loved ones in the event of your premature death, but NonMed Term 350 gives you more options than just to purchase a policy for a set amount. Unlike other term life policies, NonMed Term 350 can also be converted to permanent insurance, and includes an…