“Mom, I got a call the other day from our insurance agent,” said my now 20-year old daughter. “She wanted to talk to me about life insurance, but I didn’t know what to tell her.” My bright young off-spring knows her father and I both carry life insurance policies and have paid premiums on…
When I bought my life insurance policy years ago, I wasn’t thinking I would use it as retirement income or even think of using it myself in life. The agent did say I could borrow against the cash value if I needed to for certain life events, but I always assumed my life insurance policy…
Several years ago I worked with a business owner for whom I had great respect. One particular day I was in the office, she came in talking about estate planning and reported that she and her husband had finally decided to sit down together and plan for both their home and business in-case one or…
Most people know about life insurance, and we all have to have health insurance, car insurance, home owners or renters insurance and all of that, but what about insuring your income? Many people don’t consider insuring income for those times when they have to take time off work because of an illness or injury and the sick or personal…