Get cash back from your policy

What if you could tailor your insurance policy so that at the end of a certain period of time you could get a refund of your premiums paid, tax free? Not just with certain life insurance policies, but with other policies, you can purchase Return of Premium Riders that allow you to take a refund…

It’s the giving season

When my children were little, in lieu of gifts at Christmas or birthday time, their grandparents invested in their future. When it came time for them to enroll in college the funds they’d invested in a life insurance policy had earned enough cash value to help get my children started on their way. Whole life…

Peace of mind just in case

In the last few weeks I heard of two very young men who left behind their families very suddenly; one of whom I knew personally. One day they were watching their children compete in sporting events and the next they were gone. The circumstances in both instances were similar enough, I thought they were the same people,…

Fundraising to cover healthcare?

A friend of mine has a good friend who has skyrocketing healthcare costs because of a catastrophic illness. She’s hosting fundraising events to help her out, but even those will only help so much. In the end, her friend will be left with tens of thousands of dollars in bills to be paid. The sad…